Commercial fleet insurance designed for your business
- Wide range of trades considered including own-goods, courier and delivery
- Specialist cover for new and established fleets of 3+ vehicles
- Do you already have a fleet policy with us?
- Contact support
- Make a claim
Why choose Acorn Commercial Fleet insurance?
Dynamic pricing
Dedicated support
Our team of fleet taxi insurance agents understand the needs of you business and are there to guide you through every step of the process.
Commercial fleet broker
Acorn boasts 40+ years experience in the insurance industry and will endeavour to ensure your commercial fleet has the right protection.
Wide range of vehicles
Whether you operate a fleet of standard taxis, minicabs, or minibuses, we will find the taxi fleet cover that’s right for you.
Fleet business insurance for multiple trades and mix of vehicles
Own Goods
Most own goods and trades considered, including food distribution, building and construction
- New and established fleets of 3 vehicles or more
- Various age restrictions and flexible indemnity caps
- Fleets can include vehicles with a max allowance of 7.5T
- Examples include: builders, plumbers, florists and service companies
Courier & Fast Food Delivery
Most courier and food delivery fleets considered, including delivery partners (DSPs)
- New and established fleets of 3 vehicles or more
- Book & Bonus fleets with minimum of 1 year No Claim Discount considered
- Fleets can include vehicles with a max allowance of 7.5T
- Examples include: courier businesses, food delivery services, logistics fleets.
Credit Hire
Most credit hire fleets considered, including courtesy, replacement and rental fleets
- New and established fleets of 3 vehicles or more
- Various age restrictions and flexible indemnity caps
- Dual operations and trade credit hire fleets considered
- Examples include: rental businesses, car-sharing companies, taxi, courier and commercial hire
Self Drive
SDP (social, domestic and pleasure), own business and general use fleets considered
- New and established fleets of 3 vehicles or more
- Various age restrictions and flexible indemnity caps
- Dual operations and general use fleets considered
- Examples include: rental businesses, car-sharing companies, taxi, courier and commercial hire
- Need taxi fleet insurance instead?
Which type of cover is right for me?
Claims by third parties up to a max of £2 million
Medical expenses for you and your passengers up to £100 each
Loss or damage to your vehicles caused by fire, lightning,
explosion or theft
Loss or damage to your vehicles after an incident
Windscreen and window repair or replacement
Most popular
Third Party
Fire and Theft
Third Party Only
Meet the Team
Andreas Lindsay
Head of Commercial Fleet & Retail Distribution Nationwide
Ash Coakley
Head of Taxi Insurance Nationwide
Jack Mawdsley
Operations Manager Nationwide
Dylan Riley
Relationship Manager Wales and Southwest
Alex Malone
Relationship Manager London and Southeast
Imogen Gibson
Account Manager Yorkshire and The HumberExisting Customers
Manage Your Policy
- Get your documents
- Make changes to your policy
- Manage your payments
- Renew your cover
How to Make a Claim
If you’ve been in an accident our team is available 24/7 to resolve your claim as quickly as possible. Visit our dedicated page to make a claim.
Need Help?
If you have questions about our options or need help with your policy, please browse our FAQs or get in touch. We are here to serve you.
What is Commercial Fleet Insurance?
For businesses that rely on multiple vehicles for their operations, commercial fleet insurance is crucial for protecting vehicles and assets alike. It differs from conventional policies by offering a single policy to protect all the vehicles in a commercial fleet, which simplifies the buying, renewal and claims processes. Whether it’s a small business with a selection of vans and courier cars, or a larger venture, Acorn offers a range of fleet business policies that are suitable for your needs.
Fleet Insurance Articles & Guides
What is Hire and Reward Insurance and Who Needs It?
The simple answer to this question is, if you use your vehicle to earn money by transporting people or goods, there’s a specific…
How Do I Become a Taxi Driver? A Step-by-Step Guide
Are you considering a career change or looking to supplement your income with a flexible, rewarding job? Becoming a taxi driver…
What Is the Uber Greenlight Hub and How Does It Work?
If you’re thinking about becoming an Uber driver in the UK, you may have heard of the Uber Greenlight Hub. But what exactly is it…
CCTV and Dashcam Rules for UK Taxi Drivers: A Comprehensive Guide
Across the UK, the use of in-vehicle CCTV and dashcams in taxis and private hire vehicles (PHVs) is shaped…
Frequently asked questions
How does commercial fleet insurance work?
Commercial fleet insurance can provide cover for all the vehicles (and in certain cases, assets) your commercial business owns and operates. Insuring all of your commercial vehicles under one policy can simplify the insurance process and removes the complexity of insuring each vehicle individually.
What types of vehicles can be included in a commercial fleet policy?
A commercial fleet policy from Acorn covers a wide range of business vehicles, including cars, vans (up to a Gross Vehicle Weight of 7.5 tonnes), and delivery vehicles of all kinds.
Are there any driver restrictions on a fleet business policy?
Some of our policies have age restrictions in place. Acorn’s commercial fleet policies will typically cover drivers between the ages of 21-70, but please get in touch with our helpful fleet insurance team if you have questions about your policy’s specific restrictions.
Are there any specific requirements to obtain fleet commercial insurance?
The requirements can differ depending on the type of fleet and product. For example, here at Acorn we can offer:
- Own Goods — Consideration given to both new venture and established fleets.
- Courier Fleet/Fast Food Delivery — Consideration given to both established fleets and those rated on a Book & Bonus basis (with all vehicles needing to have a minimum level of 1 years’ NCB).
- Credit Hire — Minimum requirement of 12 months’ fleet specific experience.
- Self-Driver Hire — Minimum requirement of 3 years’ fleet specific experience.
Please get in touch if you have any questions; we are always willing to discuss your specific requirements.
Are there different periods of cover available for commercial fleets?
Most of our policies offer commercial fleet cover for periods of as little as 7 days, all the way up to annual policies. Please get in touch to request a quote and find the fleet policy that suits your company’s needs.
How many vehicles do I need to qualify for a commercial fleet policy?
Your fleet must have a minimum of 3 vehicles to qualify for Acorn’s commercial fleet policies.
How do I make a claim on my commercial fleet insurance policy?
How much does commercial fleet insurance cost?
The cost of your fleet insurance policy will differ according to a number of factors; these can include:
- The number of vehicles in your fleet
- The types of vehicles you operate (typically, for example, cars cost less than vans)
- How your vehicles are used
- The driving history of your commercial fleet drivers
- Your claims history and the driving history of your operators
Choosing a fleet policy with Acorn could save you on cost, as it allows you to insure your fleet under one policy, removing the need for numerous different policies for each vehicle.
How can I get a commercial fleet quote?
What types of fleet policies are available for my business?
What are the indemnity caps for Acorn’s commercial fleet insurance policies?
Acorn offers flexible indemnity caps for its commercial fleet policies; specifically, £40K-£60K, dependent on performance and specific risk needs. Please contact us to discuss your specific needs further.