Affordable Subsidence Home Insurance

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House Insurance with Subsidence Cover

Affordable, quality cover thanks to Lighthouse Home Insurance. If your home or property has a history of subsidence or has been underpinned to prevent further damage, we can help.

If a property's foundations begin to sink due to movement of the surrounding soil and earth this can have an impact on how much you pay for home and contents insurance. It can often happen when a property has been built on unstable soil, clay or vegetation that drains water from the soil or leaking pipes. As the earth absorbs the water, it becomes weak and begins to move. Movement under your home can lead to significant damage to the foundations and walls and even cause your home to sink.

At Lighthouse Home Insurance, we will assess each home with subsidence on an individual basis so that we fully understand your needs and the level of cover that you require, so that we can get you the best deal possible. Call our UK friendly insurance team today and see how much you can save with Lighthouse Subsidence Home Insurance. 

Home Insurance with Subsidence

✓ Specialist Home Insurance Provider

✓ Free no obligation Quote

✓ Flexible Policies that Work for You

✓ Immediate Cover Available

✓ UK Friendly Call Centre

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Levels of Cover

We offer 3 levels of cover to help you protect your home from fire, theft and damage. As a specialist home insurance provider, we can offer flexible policies that meet your individual needs.

🏠 Premium cover

Our Premium level of cover will give you complete peace of mind when leaving your property empty. Our most sought after cover will protect your home from theft, damage, escape of water, oil and of course flood. This is our best level of Unoccupied Insurance and is preferred by most of our customers. 

🏠 Standard Cover

Our Standard level of cover protects your unoccupied property from fire, lightning, earthquake, explosion, flood, storm, weight of snow, impact of subsidence, legal liability as well as lock and key cover. If you have a UK holiday or second home that is left empty during the winter, this level of cover will help to protect it during storms, floods and very bad weather. Lighthouse Home Insurance will be by your side to weather the storm and guide you through when things don't go to plan. 

🏠 Essential Cover

Our Essential package will protect your home or property from fire, lightning, earthquake and explosion. You can rely on Lighthouse Home Insurance to keep your property safe from some of the worst unforeseen circumstances.

 

*You should base your policy on your home's rebuild cost, not its market value. If you are unsure of the rebuild cost of your property please use the Building Cost Information Service's house rebuilding cost calculator which can be found here: http://abi.bcis.co.uk/